We help individuals, businesses and self-employed workers in Mallorca to get rid of their debts, protect their assets and resolve the legal disputes that affect their daily lives. We are an approachable, professional law firm with real experience in the Second Chance Law, debt cancellation procedures, mortgage expenses claims and comprehensive advice on real estate, civil and corporate law.
“Is it really possible to have my debts cancelled?”
The answer is yes. The Second Chance Law allows individuals and self-employed workers to write off debts in part or in full, provided they meet the legal requirements. At our firm, as debt lawyers, we study each case in detail and guide the client through the whole process.
We analyse your situation and explain clearly whether you can take advantage of the Second Chance Law.
We take care of the whole process: documentation, negotiation with creditors and legal proceedings.
We answer your questions from the first consultation and offer you a realistic plan with no small print or surprises.
Our mission is to help you regain your financial and emotional stability with legal certainty, knowing that every step of the process is backed by an expert team that protects your rights and your assets.
As well as cancelling debts, we help many clients in Mallorca who have paid undue amounts for their mortgage. As mortgage lawyers, we review your case and assess whether you can recover:
The mortgage expenses claim is one of the most requested services on the island, especially among people who took out their mortgage years ago and don’t know they can get part of that money back.
If you are buying or selling a property in Mallorca, you need specialised advice. As real estate lawyers, we help you with:
In a market as dynamic as the one in Mallorca, having an expert is essential to avoid legal problems.
Personal Approach
We listen to your situation with empathy, taking the necessary time to understand your case and guide you in a personalised way throughout the process.
Clear Communication
We explain each step in simple language, answering your questions and ensuring that you always understand what we do and why we do it.
Real Experience
We have a solid track record of helping clients in Mallorca to successfully settle debts, claim mortgage costs and resolve legal disputes.
Legal Certainty
We act with professional rigour, in-depth analysis and solid strategies, offering you the peace of mind of always being protected and with maximum guarantees.
Comprehensive Specialisation
We combine expertise in the Second Chance Law and in real estate, civil and corporate law to give you a complete and effective defence.
Total Transparency
You receive clear information on costs, deadlines and procedures, guaranteeing a process with no surprises, no small print and constant communication.
At Prosperi Ordinas Abogados we offer a comprehensive and strategic service in civil and corporate law, designed to protect your interests at both a personal and business level. We understand that each case has its own nuances, which is why we accompany you with a rigorous analysis, clear solutions and a solid legal defence.
As civil and corporate lawyers, we can help you with:
In this section you will find clear answers to our clients’ most common questions, about the Second Chance Law as well as debt cancellation, mortgage claims and our other legal services.
The civil and corporate lawyer covers a wide range of situations: inheritance, contracts, claims for payment, civil liability, non-payment, incorporation of companies and disputes between individuals or companies. In Mallorca we help individuals, freelancers and local businesses to resolve disputes, draft legal documents, reclaim debts or protect business activities. Our approach is practical, clear and results-oriented.
You need a real estate lawyer in Mallorca if you are going to buy, sell or rent a property, if you have conflicts with a tenant or landlord, if you want to review a contract or if you need advice on real estate investments. The market in Mallorca is particularly dynamic and complex, so having an expert on your side avoids risks and guarantees secure transactions. We take care of reviewing documents, negotiating terms and conditions, protecting your rights and resolving any disputes efficiently.
The civil and corporate lawyer covers a wide range of situations: inheritance, contracts, claims for payment, civil liability, non-payment, incorporation of companies and disputes between individuals or companies. In Mallorca we help individuals, freelancers and local businesses to resolve disputes, draft legal documents, reclaim debts or protect business activities. Our approach is practical, clear and results-oriented.
It depends on the service you need: for cancelling debts, we usually ask for a list of creditors, income, expenses and bank statements; for a mortgage expenses claim, we review deeds, invoices and correspondence with the bank; for real estate or civil matters, we assess contracts and related documents. Either way, we guide you step by step so the whole process is simple.
The mortgage expenses claim allows you to recover amounts that, according to the law and recent court rulings, should have been paid by the bank: notary, registry, valuation and agency (gestoría) fees, or unfair terms. If you took out a mortgage in Mallorca, you are very likely entitled to get money back. As mortgage lawyers, we review your deed, analyse commissions and improper charges and draft the formal claim to submit to your bank or, if necessary, to the courts. The aim is for you to get back what is yours, without complications.
If you need help with cancelling debts, applying for the Second Chance Law, making a mortgage expenses claim or getting advice from a mortgage, real estate, civil or corporate lawyer, we are here to support you. Tell us about your case and we will explain your options.
